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Credit Analyst (f/m)

Credit Analyst (f/m)

  • Company
  • Clearstream
  • Fields of work
  • Controlfunctions
  • Location
  • Luxembourg
  • Entry level
  • Senior Professionals

Your qualifications

  • Applicants with professional experience
  • University degree in Business, Accountancy or Banking & Finance
  • At least 1-3 years of relevant experience
  • Strong analytical skills supported by prior experience in credit analysis of banks and other financial institutions
  • Credibility and drive to present senior management with robust and accurate credit recommendations
  • Sound knowledge of different financial instruments
  • Ability to work independently and as a part of a team in an international environment; ability to work under pressure and handle multiple tasks
  • Highly motivated and willing to assume additional assignments

Your tasks and responsibilities

  • Conduct credit research and market intelligence in order to acquire sufficient knowledge of the counterparts under your responsibility
  • Assess customer’s credit needs based on historical data and available collateral
  • Prepare annual counterparts credit reviews and ad-hoc credit assessment.
  • Recommend acceptance of new clients and credit limits
  • Input and maintenance of credit data in the systems of records
  • Monitor and report credit/large exposures
  • Authorise the release of customers’ purchases of securities and cash payments ensuring strict adherence to deadlines, credit policies and procedures
  • Monitor margin shortfalls that may arise from the clearing of derivatives
  • Contribute to the review, upgrade and development of credit policies, procedures and guidelines
  • Work on the maintenance, design, testing and implementation of new and existing credit tools
  • Participate in credit projects and ad-hoc requests


As an integral part of Deutsche Börse Group, Clearstream offers bank, settlement and custody services for fixed-income securities and shares to its 2,500 customers worldwide. As Europe#s leading provider of these post-trade services, the international central securities depository processes more than 10 million transactions per month, involving over 850,000 securities. We ensure that cash and securities are promptly and effectively delivered between market participants and that our customers are always notified of the rights and obligations attached to the securities they keep under our custody. Committed employees are the key factor for innovation and further growth. Without them Deutsche Börse Group would not have developed into one of the most modern exchange organisations in the world. More than 5,300 employees work for the Group - a dynamic, motivated and international team.

Group Credit`s overriding objective is to ensure that business activities are conducted within a prudent credit risk framework that is consistent with the bank’s credit appetite and in compliance with regulatory and supervisory requirements. In your position as Credit Analyst you will be mainly responsible for assessing the general creditworthiness of counterparts and collateral issuers (financial institutions, corporates, sovereigns) operating in a variety of mature and growth countries. As part of the group-wide Credit team, you will provide credit recommendations to management and respond promptly to demands for credit information and advice from the business areas. Furthermore, you will monitor customers’ exposures targeting maximum settlement efficiency while ensuring that the level of credit risk accepted by Clearstream is in accordance with the bank’s credit policies, underwriting standards and regulatory requirements.

Reference Number:50025137

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